Join us for a Special Webinar for Florida Retirement System Participants

How to Exit D.R.O.P.

Every year, thousands of Florida Retirement System (FRS) Employees lose large chunks of their retirement savings due to lack of knowledge. If you are enrolled in the FRS and getting close to retirement, make sure to RSVP for this special event! You won't want to miss it!

Join your host, Maria Navas, for a complimentary webinar designed for FRS participants. We will discuss the following questions:

  • How will my DROP funds be taxed?
  • Can I change my pension option selection while in DROP?
  • Can I cancel my DROP participation?
  • While in DROP, am I eligible to receive the Health Insurance Subsidy (HIS) program?
  • What role will DROP have in supplementing my income?
  • Will DROP affect my Social Security or Medicare?
  • How does the state calculate the interest rate and cost-of-living adjustment (COLA) for my DROP/pension funds?

Sign-Up Now!

Due to the current situation, we are now hosting online webinars rather than in-person events. Please click the below to register for this informative presentation.


Professional Insight

Actionable Next Steps

This workshop combines two empowering elements:

Live instruction from a knowledgeable professional, in an engaging, easy-to-understand format 

An opportunity to receive guidance for a retirement income plan that can help ensure you don’t outlive your savings and reduce your tax exposure.

About Your Host

Since 1989, Maria Navas has helped individuals create personal retirement income strategies by establishing, monitoring, and attaining their retirement income planning goals. Born in Cuba and raised in south Florida, she serves clients across all of Florida, adhering to the same one-on-one standard of customized high-quality service she’s embraced since the beginning of her career. As an independent agent, Maria takes pride in constructing the most efficient retirement income plans possible that focus on minimizing taxes and mitigating risk, taking a highly personalized, unbiased approach that has sustained lifelong client relationships.

Outside the office, Maria enjoys spending time with family and reading thought-provoking books on growth and self-development. She is also very active in her community and attends most events sponsored in south Florida.

Maria NavasRetirement Plan Specialist

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Florida Retirement Solutions is not endorsed by or affiliated by the Florida Retirement System, the Social Security Administration or any governmental agency.

​Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance professional. The statements and opinions expressed are those of the author and are subject to change at any time. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. All information is believed to be from reliable sources; however, presenting insurance professional makes no representation as to its completeness or accuracy. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, contact the Social Security Administration office, or visit